Not all financing options are created equal. So what makes Dentalcard stand out from a generic personal loan or a credit card? The answer lies in its patient-focused features and the experience of iFinance Canada as a specialized healthcare financing provider. With over 25 years of experience, iFinance understands the costs and realities of dental treatment—and built Dentalcard to serve that exact purpose.
Unlike general loan platforms that match you with random lenders, Dentalcard is purpose-built for medical and dental procedures. Here’s what that means for you:
Why Choose Dentalcard for Dental Financing in Canada?
- Instant Approval & No Impact on Credit Score
Apply online in about five minutes and receive an approval decision instantly—without affecting your credit score. You’ll know right away if you’re eligible, which is especially helpful for urgent dental needs. - No Down Payment Required
Dentalcard covers 100% of your treatment cost. That means no upfront payments at the dentist’s office—helping you avoid out-of-pocket expenses and making budgeting easier. - Flexible Loan Amounts: $500 to $40,000
Whether it’s a minor procedure or a full-mouth restoration, Dentalcard’s range gives you options. Few other platforms offer financing this flexible for dental care. - Customizable Terms: 12 to 84 Months
Choose a repayment term that fits your monthly budget—whether you want lower monthly payments or a quicker payoff. The flexibility helps make even large procedures affordable. - Set Interest Rates Starting at 9.99%
Dentalcard offers fixed, competitive interest rates that start at 9.99%, designed specifically for medical and dental needs. While credit card APRs can exceed 19%, Dentalcard provides transparent and predictable borrowing. (No fluctuating interest, and no hidden fees—just a simple admin fee you’ll see upfront.) - No Prepayment Penalties
You can pay off your balance early—partially or in full—without any extra fees. Save on interest if you’re ready to pay down faster. - Co-signer Option for Easier Approval
Add a co-signer to improve your chances of approval or get a better rate. Great for students, newcomers, or anyone building credit. - Support 7 Days a Week
Dentalcard’s customer support is available every day of the week to help guide you through the process. Whether by phone or email, real support is always within reach. - Trusted Canadian Provider
Backed by iFinance Canada, Dentalcard is accepted at dental clinics across the country. Many clinics already work directly with iFinance, so the payment process is seamless on both ends. - No Merchant Fees for Dentists
Clinics don’t pay fees to accept Dentalcard, making it attractive for dental offices—and easier for you to find a clinic that supports your financing.
How to Apply for Dentalcard (It’s Quick!)
- Apply Online – Fill out a short form in under 5 minutes. Request up to $40,000 depending on your treatment needs.
- Instant Decision – Get approved on the spot. In many cases, this includes a soft credit check, so your credit score won’t be affected.
- Book Your Treatment – Once approved, you’re ready to schedule your procedure. iFinance often handles payment directly with your dental clinic.
- Repay Monthly – Choose a monthly payment plan that fits your budget. Payments are automatic and can be paid off early anytime without penalty.
💡 Tip: Use the online loan calculator on iFinance’s website to estimate your monthly payments before you apply.
Take the Next Step Toward Your Dental Health
Dental care shouldn’t be delayed due to financial stress. Whether you’re facing a dental emergency or planning a cosmetic upgrade, Dentalcard is designed to give Canadians fast, stress-free access to dental financing.
✅ Instant approval
✅ No down payment
✅ Clear, fixed rates starting at 9.99%
✅ Custom payment plans up to 84 months
✅ Backed by a trusted Canadian healthcare lender
Apply today and get one step closer to the healthy, confident smile you deserve.
