Skip to main content

In today’s competitive aesthetics industry, one of the biggest barriers between consultation and conversion is cost. Patients want results — but many hesitate when faced with high upfront prices.

That’s why more med spas and clinics across Canada are integrating monthly payment plans into their business models. Not only does this make treatments more accessible for patients, but it also drives higher conversion rates, greater patient loyalty, and more consistent revenue.

Let’s explore how offering flexible financing through Medicard by iFinance can directly support your clinic’s bottom line.

Why Financing Matters in Aesthetic Care

Whether it’s Botox, body contouring, or skin rejuvenation, many med spa services are considered elective and aren’t covered by insurance — meaning patients pay out of pocket.

When faced with a $2,000+ bill, many clients opt to delay treatment or shop around for lower-cost providers. Offering monthly payment plans removes this friction and makes it easier for clients to commit on the spot.

That’s where Medicard by iFinance comes in.

5 Ways Monthly Payment Plans Drive More Revenue

Here’s how clinics and med spas benefit from offering payment plans through Medicard by iFinance:

  1. Higher Treatment Acceptance
    Patients are more likely to say yes to full-service packages when they can spread the cost over time.
  2. Bigger Treatment Plans
    Rather than scaling back due to price, clients often opt for add-ons or premium options when monthly payments are available.
  3. Reduced Cancellations
    When clients aren’t stressed about the upfront total, they’re less likely to back out or delay appointments.
  4. Improved Patient Satisfaction
    Patients appreciate flexibility — and financial ease leads to a more positive overall experience.
  5. Competitive Advantage
    Offering financing gives your clinic a leg up on competitors who only accept full payment at time of service.

How Medicard by iFinance Works for Clinics

Medicard by iFinance offers a seamless payment solution that requires no setup cost and no administrative burden for your team.

Your patients benefit from:
• Fast, online approval process
• Flexible terms from 12 to 84 months
• Financing for up to $40,000
• No early repayment penalties
• Fixed monthly payments with no surprises
• No impact to credit score for pre-approval

Best of all, you get paid upfront, while your patient pays Medicard by iFinance over time.

🔗 Want to see how it works?
Learn more about how to offer financing through Medicard.

Real-World Results

Clinics that actively promote financing options often see:
• A 20–40% increase in booked procedures
• Higher client retention and repeat visits
• More referrals from satisfied patients

From laser clinics to injectables to cosmetic dermatology, monthly payments are becoming a standard practice in the med spa space.

Final Thoughts: Grow with Flexibility

Patients want options — and clinics that provide them see results. Monthly payment plans don’t just make care more accessible, they also create stronger, more consistent revenue streams for your business.

With Medicard by iFinance, it’s never been easier to offer flexible financing that benefits both your clients and your bottom line.

🔗 Ready to offer financing at your clinic? Get started today.