Looking up “cat neutering price” or “puppy spay cost” and feeling overwhelmed by the numbers? You’re not alone. Thousands of Canadian pet owners search “low cost spay and neuter near me” every month—hoping to find affordable options.
The good news? With Petcard by iFinance, you don’t have to delay these essential procedures because of the cost. We make it easier to protect your pet’s health without straining your wallet.
Why Spaying or Neutering Matters
Spaying and neutering not only prevent overpopulation—they also reduce the risk of serious health issues and unwanted behaviors in pets. But cost is often the biggest barrier for owners.
That’s why terms like:
- cost to spay or neuter a cat
- dog neutering cost
- neutering puppy cost
…are highly searched across Canada.
Average Cost to Spay or Neuter in Canada
While prices vary depending on location, clinic, and pet size, here’s what you can expect to pay out of pocket:
| Procedure | Average Price Range (CAD) |
| Spaying a cat | $200 – $400 |
| Neutering a cat | $150 – $300 |
| Spaying a dog | $250 – $600+ |
| Neutering a dog | $200 – $500 |
| Puppy spay/neuter | $300 – $700 (varies by weight & age) |
Even clinics offering low-cost spay and neuter services may require payment upfront—something not every pet owner is prepared for.
Petcard Makes Vet Care More Accessible
Petcard is a flexible veterinary financing solution that lets you split the cost of spay and neuter procedures into manageable monthly payments—so you can prioritize your pet’s health right away.
Learn how Canadian pet owners are already doing this in How Pet Owners Are Using Flexible Payment Plans to Afford Unexpected Vet Costs
Petcard Features:
- Financing from $500 to $40,000
- No deposit or down payment required
- No payment due at the clinic
- Repayment terms from 12 to 84 months
- High approval rates and fast decisions
- Open loans — repay any time with no penalties
Whether you’re visiting a local spaying and neutering clinic or booking a procedure at a full-service hospital, Petcard helps reduce the stress of upfront payment.
How It Works
- Apply online in minutes
- Get approved quickly
- Book your appointment — Petcard pays the vet directly
- You repay over time, on a schedule that fits your budget
It’s simple, secure, and supports better care for your pet.
Say Yes to Spay & Neuter — Without Financial Stress
Whether you’re researching cat spay near me, puppy spay cost, or neuter dog clinic, Petcard gives Canadian pet owners a way to act fast—without worrying about how to pay for it all at once.
Apply now with Petcard and give your pet a healthier future today.
